Debt Ceiling, Budget Woes, and General Stupid

Alrighty, so I am not college educated. And I am “the American People.” So I am assuming the loud mouths from the President on down are referring to me when they talk about those who “don’t understand,” don’t “realize the complexity,” or “have too much ‘normal stuff’ going on to pay attention.”

However, allow me to insist that college obviously don’t make smart and my momma didn’t raise no dummy.

Seems to me folks in power like to make their job seem way more complicated than it really is. That way when they jack it up, it’s mostly because you just don’t understand. And the harder it seems to be, the less we want it and the fewer intrusions they will get because really, who wants to be bothered?

I am calling bullshit. I have run government supply, a household budget and a small business. While the federal government may be larger, it is not that different.

Let’s take my household as compared to the government. We both have revenue – I have a job the government has taxes. We both have expenses:

  • groceries (public assistance)
  • mortgage (housing assistance)
  • Health insurance (healthcare)
  • Books, lunch, supplies, child care (education)
  • Auto expenses (transportation)
  • electric bill (energy department)
  • Dog and ammo (defense and justice department)
  • cable, phone, internet (communications)
  • Beer and liquor (state department)

So, you see, it really isn’t that different. I have a certain amount of money coming in and I haven’t done really well at living within my revenue.

I have gone for mani/pedis and called it for the good of public welfare. I bought too much car because it was cool and tucked in the transportation budget. My kids really wanted those designer clothes – slip into the education money. And these purchases, along with many others, are paid for with my credit card because, as I stated, I did not require that my budget balance.

Well now, all my credit cards are maxed out. And the payments are due. And I really don’t deserve the last pay raise I got so I really can’t have another. And there are no second jobs for me out there because the job market it in a crunch.

So, I go to the credit card peeps and say “I need you to increase my limit, ‘k?”  And everybody thinks this is a good idea right?

NO! Everybody knows this is the worst idea in the world. I will just max that out and then what? I can’t pay the bills I have now. Why in the world would this credit card company increase my limit?

Because they know that if my limit doesn’t get raised that I will not only have problems paying my bills, but them too. So they need to raise my limit, but they also need to save me from myself.

So, they will raise my limit under some conditions. The money I have coming in is what I have to work with – that’s it! Those who are not responsible with what they have do not deserve more. I am already getting more than I have earned. I have to go through my expenses.

No more spa visits, designer clothes, trips to the doctor so I can have a sick note for work, steak and lobster, HD cable TV with Pay Per View MMA, drive thru, take out, latte, full service ANYTHING! And if your name is not on the occupancy list – you have to go live where it is. I love you all, but my budget says we got to buckle down.

Hey, another option is I can drive into the rich neighborhood tonight, break into a house, take their stuff and use that as revenue. Oh wait, can’t do that because it is ILLEGAL as it is known as STEALING!

Or, we could just continue on pretending like it is all to hard and to complicated and there really is nothing we can do short of, well, anything.

Or is this all too complicated to understand?

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